Add the product(s) to your cart and checkout.
At payment method, select PUT IT ON LAY-BUY. Select "complete order" and you will be redirected to LAY-BUY's site.
This is where you can choose your percentage down payment to secure your items. (min 20% down) You can also choose the amount of months you would like to split the remaining balance over at no extra charge.
This page will break down the payments for you. Once all payments have been made, the item will be shipped to you.